[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.mhks.cz\/kdyz-se-ferovost-stava-standardem\/#Article","mainEntityOfPage":"https:\/\/www.mhks.cz\/kdyz-se-ferovost-stava-standardem\/","headline":"Kdy\u017e se f\u00e9rovost st\u00e1v\u00e1 standardem","name":"Kdy\u017e se f\u00e9rovost st\u00e1v\u00e1 standardem","description":"Nebankovn\u00ed sektor \u2013 pro n\u011bkoho posledn\u00ed mo\u017enost, pro jin\u00e9ho cesta ke svobod\u011b, kterou tradi\u010dn\u00ed banky neum\u011bly nebo necht\u011bly nab\u00eddnout. Je\u0161t\u011b p\u0159ed n\u011bkolika lety byl tento segment vn\u00edm\u00e1n s velkou d\u00e1vkou ned\u016fv\u011bry. Spojoval se hlavn\u011b s vysok\u00fdmi \u00faroky, skryt\u00fdmi poplatky a ne\u010ditelnost\u00ed podm\u00ednek. Dnes se ale situace m\u011bn\u00ed. A to v\u00fdrazn\u011b. Do hry vstupuj\u00ed nov\u00ed hr\u00e1\u010di, […]","datePublished":"2025-06-09","dateModified":"2025-06-09","author":{"@type":"Person","@id":"https:\/\/www.mhks.cz\/author\/#Person","name":"mhks.cz\n","url":"https:\/\/www.mhks.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/01173f1da90dde8adb887d6793fa4e42c4004e53f8d645d9b1cb57c2dee8e188?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/01173f1da90dde8adb887d6793fa4e42c4004e53f8d645d9b1cb57c2dee8e188?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"mhks.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.mhks.cz\/wp-content\/uploads\/building-8246152_640_4.jpg","url":"https:\/\/www.mhks.cz\/wp-content\/uploads\/building-8246152_640_4.jpg","height":0,"width":0},"url":"https:\/\/www.mhks.cz\/kdyz-se-ferovost-stava-standardem\/","about":["Finance"],"wordCount":381,"articleBody":"       Nebankovn\u00ed sektor \u2013 pro n\u011bkoho posledn\u00ed mo\u017enost, pro jin\u00e9ho cesta ke svobod\u011b, kterou tradi\u010dn\u00ed banky neum\u011bly nebo necht\u011bly nab\u00eddnout. Je\u0161t\u011b p\u0159ed n\u011bkolika lety byl tento segment vn\u00edm\u00e1n s velkou d\u00e1vkou ned\u016fv\u011bry. Spojoval se hlavn\u011b s vysok\u00fdmi \u00faroky, skryt\u00fdmi poplatky a ne\u010ditelnost\u00ed podm\u00ednek. Dnes se ale situace m\u011bn\u00ed. A to v\u00fdrazn\u011b. Do hry vstupuj\u00ed nov\u00ed hr\u00e1\u010di, modern\u00ed technologie, a hlavn\u011b \u00fapln\u011b jin\u00fd p\u0159\u00edstup ke klientovi. D\u00e1 se \u0159\u00edct jedin\u00e9 \u2013 nebankovn\u00ed sektor proch\u00e1z\u00ed revoluc\u00ed. D\u0159\u00edve to fungovalo jednodu\u0161e \u2013 kdo nedos\u00e1hl na p\u016fj\u010dku v bance, musel vz\u00edt zavd\u011bk t\u00edm, co zbylo. Dnes u\u017e to neplat\u00ed. Mnoh\u00e9 nebankovn\u00ed spole\u010dnosti se profiluj\u00ed jako seri\u00f3zn\u00ed alternativa ke klasick\u00e9mu bankovnictv\u00ed. Srozumiteln\u00e9 smlouvy, transparentn\u00ed \u00faroky, \u017e\u00e1dn\u00e9 skryt\u00e9 poplatky, a p\u0159edev\u0161\u00edm individu\u00e1ln\u00ed p\u0159\u00edstup. Pr\u00e1v\u011b v tom dnes tkv\u00ed hlavn\u00ed rozd\u00edl. Klient nen\u00ed jen \u010d\u00edslo ve v\u00fdpisu, ale partner. Nov\u00e1 generace nebankovn\u00edch firem jde je\u0161t\u011b d\u00e1l. Vyu\u017e\u00edv\u00e1 modern\u00ed technologie, kter\u00e9 zjednodu\u0161uj\u00ed cel\u00fd proces \u2013 od \u017e\u00e1dosti o \u00fav\u011br a\u017e po jeho spr\u00e1vu. Online podepisov\u00e1n\u00ed smluv, p\u0159ehledn\u00e1 klientsk\u00e1 z\u00f3na, okam\u017eit\u00e9 schv\u00e1len\u00ed \u017e\u00e1dost\u00ed. A co je podstatn\u00e9 \u2013 n\u011bkter\u00e9 spole\u010dnosti dokonce hodnot\u00ed klienta komplexn\u011b, nejen podle rigidn\u00edho kreditn\u00edho sk\u00f3re. Berou v potaz jeho aktu\u00e1ln\u00ed situaci, historii spl\u00e1cen\u00ed i schopnost komunikovat a spolupracovat. V praxi to znamen\u00e1, \u017ee i lid\u00e9, kte\u0159\u00ed v minulosti za\u017eili finan\u010dn\u00ed pot\u00ed\u017ee, maj\u00ed dnes re\u00e1lnou \u0161anci na d\u016fstojn\u00e9 \u0159e\u0161en\u00ed. A\u0165 u\u017e se jedn\u00e1 o konsolidaci, financov\u00e1n\u00ed podnik\u00e1n\u00ed nebo t\u0159eba investici do bydlen\u00ed, modern\u00ed nebankovn\u00ed sektor m\u00e1 co nab\u00eddnout. Nav\u00edc \u010dasto bez nutnosti ru\u010ditele, zbyte\u010dn\u00e9 administrativy nebo dlouh\u00e9ho \u010dek\u00e1n\u00ed. A revoluce v nebankovn\u00edm sektoru Hypotekybezregistru se net\u00fdk\u00e1 jen produkt\u016f, ale i samotn\u00e9ho my\u0161len\u00ed. Mnoh\u00e9 spole\u010dnosti dnes kladou d\u016fraz na finan\u010dn\u00ed vzd\u011bl\u00e1v\u00e1n\u00ed klient\u016f, aktivn\u011b s nimi \u0159e\u0161\u00ed spl\u00e1tkov\u00e9 kalend\u00e1\u0159e a sna\u017e\u00ed se p\u0159edch\u00e1zet probl\u00e9m\u016fm, m\u00edsto aby je jen \u0159e\u0161ily zp\u011btn\u011b. P\u0159esn\u011b to, co v klasick\u00e9m bankovnictv\u00ed \u010dasto chyb\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdy\u017e se f\u00e9rovost st\u00e1v\u00e1 standardem","item":"https:\/\/www.mhks.cz\/kdyz-se-ferovost-stava-standardem\/#breadcrumbitem"}]}]