[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.mhks.cz\/vsechny-problemy-maji-sve-reseni\/#Article","mainEntityOfPage":"https:\/\/www.mhks.cz\/vsechny-problemy-maji-sve-reseni\/","headline":"V\u0161echny probl\u00e9my maj\u00ed sv\u00e9 \u0159e\u0161en\u00ed","name":"V\u0161echny probl\u00e9my maj\u00ed sv\u00e9 \u0159e\u0161en\u00ed","description":"Soukrom\u00fd podnikatel pracuje a d\u00edky tomu by se m\u011bl i m\u00edt dob\u0159e. A \u010d\u00edm l\u00e9pe pracuje, t\u00edm dokonalej\u0161\u00ed by m\u011bla b\u00fdt i jeho existence. Jen\u017ee jak v\u0161ichni v\u00edme, ne v\u017edy je tomu p\u0159esn\u011b tak. A n\u011bkdy mus\u00edme dokonce konstatovat, \u017ee je tomu p\u0159esn\u011b naopak, tedy \u017ee se podnikatel sna\u017e\u00ed a d\u0159e od slunka do slunka, […]","datePublished":"2022-01-08","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.mhks.cz\/author\/#Person","name":"mhks.cz\n","url":"https:\/\/www.mhks.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/01173f1da90dde8adb887d6793fa4e42c4004e53f8d645d9b1cb57c2dee8e188?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/01173f1da90dde8adb887d6793fa4e42c4004e53f8d645d9b1cb57c2dee8e188?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"mhks.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.mhks.cz\/wp-content\/uploads\/sloupe%C4%8Dky%20minc%C3%AD_10_10_10_1.jpg","url":"https:\/\/www.mhks.cz\/wp-content\/uploads\/sloupe%C4%8Dky%20minc%C3%AD_10_10_10_1.jpg","height":0,"width":0},"url":"https:\/\/www.mhks.cz\/vsechny-problemy-maji-sve-reseni\/","about":["Finance"],"wordCount":392,"articleBody":"   Soukrom\u00fd podnikatel pracuje a d\u00edky tomu by se m\u011bl i m\u00edt dob\u0159e. A \u010d\u00edm l\u00e9pe pracuje, t\u00edm dokonalej\u0161\u00ed by m\u011bla b\u00fdt i jeho existence. Jen\u017ee jak v\u0161ichni v\u00edme, ne v\u017edy je tomu p\u0159esn\u011b tak. A n\u011bkdy mus\u00edme dokonce konstatovat, \u017ee je tomu p\u0159esn\u011b naopak, tedy \u017ee se podnikatel sna\u017e\u00ed a d\u0159e od slunka do slunka, ale p\u0159esto nestoj\u00ed jeho \u017eivot po finan\u010dn\u00ed str\u00e1nce za nic.Podnikatel\u00e9 prost\u011b n\u011bkdy za\u017e\u00edvaj\u00ed \u00fasp\u011bchy, jen\u017ee jindy pro zm\u011bnu str\u00e1daj\u00ed a obracej\u00ed ka\u017edou korunu v kapse. Pokud dokonce maj\u00ed aspo\u0148 co takto obracet. A nemus\u00ed b\u00fdt rozhodn\u011b jenom jejich vinou, \u017ee se n\u011bkdy pot\u00fdkaj\u00ed t\u0159eba i s vysloven\u011b nezvladateln\u00fdmi ekonomick\u00fdmi probl\u00e9my. Podnik\u00e1n\u00ed je hodn\u011b nejist\u00e1 z\u00e1le\u017eitost, a tak se tu sklouzne do pot\u00ed\u017e\u00ed klidn\u011b i docela snadno a rychle.Kdy\u017e pak podnikatel nem\u00e1 takov\u00e9 zisky, aby z nich dok\u00e1zal platit fungov\u00e1n\u00ed sv\u00e9ho podniku a sou\u010dasn\u011b i sv\u016fj dostate\u010dn\u011b kvalitn\u00ed \u017eivot, nen\u00ed nejednou vyhnut\u00ed a doty\u010dn\u00fd mus\u00ed n\u011bkoho po\u017e\u00e1dat o pomoc. A podnikatel\u00e9, kte\u0159\u00ed doposud nejsou v tomto ohledu v obraze, se obracej\u00ed na banky, aby tam po\u017e\u00e1dali o p\u016fj\u010dku.Co\u017e o to, n\u011bkdy se tam po prov\u011b\u0159en\u00ed do\u010dkaj\u00ed toho, co pot\u0159ebuj\u00ed, ale velice \u010dasto je takov\u00e9 \u017e\u00e1d\u00e1n\u00ed o bankovn\u00ed p\u016fj\u010dku jenom vyslovenou ztr\u00e1tou \u010dasu. Proto\u017ee banky pom\u00e1haj\u00ed jenom takov\u00fdm \u017eadatel\u016fm, kte\u0159\u00ed jsou bonitn\u00ed. Kte\u0159\u00ed maj\u00ed \u017e\u00e1douc\u00ed p\u0159\u00edjmy zaru\u010duj\u00edc\u00ed bezprobl\u00e9mov\u00e9 spl\u00e1cen\u00ed, kte\u0159\u00ed nemaj\u00ed nep\u0159\u00edjemn\u00e9 z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, exekuce a jin\u00e9 pot\u00ed\u017ee.A co ti ostatn\u00ed? Ti se v bank\u00e1ch p\u016fj\u010dky nedo\u010dkaj\u00ed.Ale p\u0159esto ani ti, kdo neusp\u011bj\u00ed, nemus\u00ed rezignovat a vzd\u00e1t to. Existuje toti\u017e i hypot\u00e9ka bez p\u0159\u00edjmu od nebankovn\u00ed spole\u010dnosti, a u t\u00e9 \u010dasto usp\u011bj\u00ed i ti, kte\u0159\u00ed v bance neusp\u011bli. Kdy\u017e se toti\u017e nab\u00eddne nebankovn\u00ed spole\u010dnosti odpov\u00eddaj\u00edc\u00ed nemovit\u00e1 z\u00e1ruka, lze si tu p\u016fj\u010dit a\u017e sedmdes\u00e1t procent hodnoty do z\u00e1stavy dan\u00e9 nemovitosti, a r\u00e1zem m\u016f\u017ee b\u00fdt po finan\u010dn\u00edch starostech.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"V\u0161echny probl\u00e9my maj\u00ed sv\u00e9 \u0159e\u0161en\u00ed","item":"https:\/\/www.mhks.cz\/vsechny-problemy-maji-sve-reseni\/#breadcrumbitem"}]}]